Property Damage

Our Commercial Property facility is underwritten by Argenta, Syndicate 2121 ay Lloyd’s. Argenta as a Lloyd’s syndicate therefore provide all the A-rated capacity that comes from a Lloyd’s facility.

We can write up to €13m/£10m Material Damage and Business Interruption total sum insured any one location  and even higher on a co-insurance basis.

This new facility is exclusive to Thomond.

We can write Material Damage and Business Interruption for Trading Risks.

Policyholders can enjoy a number of automatic extensions as standard including €10K Customer Goods, €20K Fire Brigade (ROI), €5K Glass, €5K Changing Locks, €10K Rent Payable, €15K Trace & Access among many others.

We have an extensive appetite for commercial trades to include Retail Leisure/Hospitality, Construction and Manufacturing trades.

The cover can include the following:

  • Material Damage
  • Money
  • Assault
  • Goods in Transit
  • Book Debts
  • Loss of Licence
  • Business Interruption
  • All Risks away from the premises
  • Deterioration of Stock

We can write Property Owners for Apartments, Residential Houses, Commercial buildings, Unoccupied and Land.

Equally with our Property Owners product we can offer a number of extensions which include €20K Fire Brigade (ROI), €5K Glass, €5K Changing Locks, €1.5K Removal of Wasp & Bees nests, €1K Tree Felling & Lopping among many others.

The cover can include the following:

  • Material Damage
  • Loss of Rent
  • Liability

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