Our Commercial Property facility is underwritten on behalf of Lloyd’s Insurance Company S.A. (“Lloyd’s Brussels”) is a subsidiary of Lloyd’s and is authorised by the National Bank of Belgium (NBB).

We can write up to €13m/£10m Material Damage and Business Interruption total sum insured any one location  and even higher on a co-insurance basis.

We can write Material Damage and Business Interruption for Trading Risks.

Policyholders can enjoy a number of automatic extensions as standard for ROI and NI/UK including

  • €/£10K Customer Goods
  • €/£20K Fire Brigade (ROI)
  • €/£5K Glass
  • €/£5K Changing Locks
  • €/£10K Rent Payable
  • €/£15K Trace & Access among many others

We have an extensive appetite for commercial trades to include Retail Leisure/Hospitality, Construction and Manufacturing trades.

The cover can include the following:

  • Material Damage
  • Money
  • Assault
  • Goods in Transit
  • Book Debts
  • Loss of Licence
  • Business Interruption
  • All Risks away from the premises
  • Deterioration of Stock

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