John O’Driscoll BSc (Mgmt), FCCA, MBA

Managing Director
Certified Insurance Director

John began his insurance career many moons ago with Allianz (then ICI) in Dublin.  He qualified as an accountant while there but had the good sense at that point to leave finance behind and has held various insurance positions since.  He did try to escape the clutches of the insurance industry at one point when he spent two years as a consultant with PWC in the UK but having worked on a number of insurance related projects while there he realized escape was futile!  He set up Thomond in 2007 after an exciting spell with Quinn Insurance where he headed up the Commercial insurance division before overseeing its brief expansion into Europe.

He likes to keep active and is a recent convert to rowing but best not to ask him about that as hours later you’re likely to still be listening to him wax lyrical about the joys of the boat!  When not in a boat or on a rowing machine he can be found at the side of a GAA pitch shouting on his beloved Dubs or his (equally beloved!) two sons. Or the old lad in the corner at one of his sons gigs….

Emma Jones ACII, BA(Hons)

Director – Support Services

Emma is a Director and is one of the founding members of Thomond in 2007. Emma is responsible for Finance and IT and assists in the general management and governance of the company. Emma has a BA (Hons) Degree in Business Studies and achieved her ACII with the Chartered Insurance Institute in 2005. Emma has 18 years experience in the Insurance Industry and has an extensive knowledge of all areas of the business.

At the weekends, Emma can often be found at a motocross track or mountain bike trail trying to keep up with her husband and son.   In addition, outside of work, Emma also acts as Treasurer to her local church’s youth centre and is on her local Primary School’s Board of Governors.

Jackie Gray CIP LIB

Product & Market Development Executive

Jackie is the Product & Marketing Development Executive in Thomond having joined the company in 2015.  Jackie has a background in Finance/Insurance having worked in Commercial Lending for 5 years and 16 years in Insurance in various Commercial Underwriting roles.  Jackie holds a membership with the Institute of Bankers for the Joint Financial Services Diploma and is CIP qualified with the Insurance Institute of Ireland.

Jackie likes to spend her free time with family and friends and as she lives close to the River Erne she enjoys the summer months boating with family and friends.

Paula McLoughlin CIP, Bsc (Hons)

Underwriting Team Manager

Paula is the Underwriting Team Manager in Thomond. Paula has extensive experience in Underwriting having worked in Commercial Insurance for 17 years.  Paula has held various roles in Underwriting and brings a wide range of knowledge to the role. Paula is CIP qualified with the Insurance Institute of Ireland.

Outside of work Paula enjoys spending time with her husband & two children, going for walks &  meeting up with friends.

Joy Ramsey ACII, BA(Hons)


Joy holds the position of Underwriter with Thomond and has been with Thomond for over 10 years.  Prior to that Joy was in the Insurance Industry since 2002 so has over 18 years’ experience in the Insurance Industry.  Joy  had a busy year in 2019 achieving her ACII qualification with the Chartered Insurance Institute  together with celebrating her 10 years’ service with Thomond.  Joy was awarded first place when completing her DIP CII in 2010 and was awarded the William Dawson Wynne Trophy .

In her spare time Joy spends quality time with her children, gardening and visiting the latest art exhibitions.

Declan McCaughey CIP


Declan works in the Underwriting Team as both a Commercial Renewals Underwriter and a Surety Bond Specialist. Declan has had many managerial roles throughout his career.  Declan has worked in Insurance for over 14 years, during this time Declan has held various roles in Underwriting and Surety Bond Teams. Declan is CIP qualified with the Insurance Institute of Ireland.

Declan was the   Secretary of his local GAA Club, Enniskillen Gaels for 7 years and is  still  very involved with volunteering whenever available.  Declan’s other interests include, reading, carpentry and furniture design.

Lorraine Simpson ACII, CITIP, Bsc(Hons)


Lorraine has been with Thomond for 12 years and holds the position of Underwriter.  Lorraine has a well rounded knowledge of the business having had various roles in Thomond to include Credit Control, Finance and Underwriting.  Lorraine holds the prestigious ACII qualification alongside Emma Jones & Joy Ramsey.   Lorraine was awarded the EA Davies Donald Memorial Award for the highest performing student in the Advanced Diploma in Insurance.

At the weekends, Lorraine can be found on the family farm helping her husband and feeding the chickens with her two children and also enjoying the occasional family camping trip.  Lorraine is also on the board of directors of  her local crèche.

Emma Martin Dip CII


Emma is part of the Underwriting Team and holds the position of Underwriter for both New Business & Renewals.  Emma has worked in Insurance for over 10 years and is highly knowledgeable in all areas of Commercial Insurance. Emma is CIP qualified with the Insurance Institute of Ireland and also holds a Diploma in Insurance DIP CII through the Chartered Insurance Institute.

Outside of work Emma enjoys spending quality time with her husband, two children and walking the family dog Roxy.

Michelle Rice CIP


Michelle holds the position of Underwriter and has been with Thomond for five years.  Michelle has over 19 years experience in Insurance having worked in various roles to include sales, underwriting & customer service.  Michelle is CIP qualified with the Insurance Institute of Ireland.

Outside of work Michelle spends her time with her husband and 2 kids and socialising with family and friends.

Heather Johnston CIP, Bsc (Hons)

Reporting Analyst

Heather has a BSc (Hons) Degree in Mathematics and joined the Insurance Industry as a Junior Analyst in 2008 after working as a Statistician for a Medical Devices company.  Heather held various analytical roles within Commercial Insurance before moving to Thomond Underwriting in 2013 as a Reporting Analyst where she works closely alongside the Underwriters and Management.

Heather moved to Northern Ireland from England over 10 years ago and she and her husband are enjoying being able to raise their family surrounded by the Fermanagh Lakelands.

Mark Parkinson CIP


Mark is part of the Administration team in Thomond which involves supporting the Underwriting Team on a day-to-day basis as well as responsibility for taking claims notifications. Mark has been with the company for 7 years and has achieved the qualification – Certified Insurance Practitioner (CIP) with the Insurance Institute of Ireland.

In his spare time Mark enjoys following Liverpool Football Club.

Kim Woods APA


Kim works along Mark on the administration team and supports the Underwriting and Credit Control teams.  Kim has numerous years working in the Insurance Industry in various administrative roles.  Kim has recently achieved her Accredited Product Advisor with Insurance Institute of Ireland.

At the weekends, Kim enjoys spending quality family time with her fiancé and 2 boys.